How Can You Identify Roof Wind Damage?
Wind damage is one of the most common yet overlooked threats to residential and commercial roofs. Homeowners in Asheville, NC, and across the country often underestimate the impact of high winds until it’s too late. According to the National Weather Service (NWS), wind speeds as low as 45 mph can cause minor roof damage, while gusts exceeding 75 mph can lead to significant structural issues.
Understanding how to identify roof wind damage early can prevent costly repairs and extend the lifespan of your roof. In this guide, we’ll cover:
- The signs of wind damage on your roof
- The dangers of ignoring wind-related roofing issues
- Steps to take if your roof is compromised
- How to file an insurance claim for wind damage
By the end, you’ll have the knowledge needed to protect your home and ensure your roof remains in top condition.
Key Takeaways
💡Wind Damage Is More Than Just Missing Shingles—It Can Lead to Severe Structural Issues.
💡Regular Roof Inspections and Early Detection Can Save Thousands in Repairs.
💡Insurance Can Cover Roof Wind Damage—But Documentation Is Key.
💡A Professional Roofing Inspection Is Essential for a Proper Assessment.
How Strong Does Wind Need to Be to Damage a Roof?
Wind damage depends on various factors, including wind speed, roof age, and material type. According to FEMA (Federal Emergency Management Agency) and the NOAA (National Oceanic and Atmospheric Administration), here’s how different wind speeds can affect your roof:
| Wind Speed (mph) | Potential Roof Damage |
|---|---|
| 45 - 57 mph | Loose shingles, minor lifting |
| 58 - 74 mph | Missing shingles, damaged flashing |
| 75 - 95 mph | Major shingle loss, structural weakening |
| 96+ mph | Severe damage, possible roof failure |
Signs of Roof Wind Damage
1. Missing or Lifted Shingles
One of the most obvious signs of roof wind damage is missing shingles. Wind can break the adhesive seal on asphalt shingles, causing them to lift or completely detach. This exposes the underlayment, making your home vulnerable to leaks.
2. Curling or Creased Shingles
High winds can bend shingles, creating creases or curled edges. Over time, this weakens the material, leading to premature roof failure. If you notice shingles that look deformed, they’ve likely been compromised by wind.
3. Granule Loss
Granules protect asphalt shingles from UV damage and weathering. If wind has stripped away granules, you might notice bald spots on shingles or find excessive granules in your gutters. According to the Insurance Institute for Business & Home Safety (IBHS), granule loss reduces a roof’s lifespan significantly.
4. Damaged Flashing or Gutters
Flashing, which seals roof joints, is particularly susceptible to wind damage. If it’s bent, detached, or missing, your roof could be at risk for leaks. Similarly, wind-blown debris can dent or detach gutters, causing improper drainage.
5. Leaks or Water Stains Indoors
If you see water stains on ceilings or walls, your roof may have been compromised by wind. Damaged shingles or flashing allow water intrusion, which can lead to mold growth and structural issues.
6. Debris on the Roof or Around Your Home
After a storm, check for tree branches, shingles, or other debris around your home. This often indicates high wind speeds that could have affected your roof’s integrity.
Dangers of Ignoring Roof Wind Damage
Neglecting roof wind damage can lead to severe consequences:
✅ Leaks and Water Damage – Small openings allow water infiltration, leading to mold, rot, and interior damage.
✅ Increased Energy Bills – A compromised roof affects insulation, making heating and cooling less efficient.
✅ Structural Damage – If left unchecked, prolonged wind damage can weaken your home’s structure.
✅ Insurance Claim Issues – Insurers may deny claims if damage isn’t reported promptly.
According to FEMA, wind damage accounts for a significant portion of roofing insurance claims, costing homeowners billions annually. Addressing problems early can save thousands in repair costs.
Steps to Take if Your Roof Has Wind Damage
1. Inspect the Roof Safely
If conditions are safe, do a visual inspection from the ground. Look for missing shingles, debris, or damage to gutters and flashing.
2. Document the Damage
Take clear photos and videos of any signs of wind damage. This will be crucial for insurance claims and professional assessments.
3. Contact a Roofing Professional
A trusted Asheville roofing company like Litespeed Construction can conduct a thorough inspection and provide expert recommendations. A professional evaluation ensures all damage is identified and properly addressed.
4. Prevent Further Damage
If leaks are present, use tarps as a temporary solution until repairs can be made. Quick action can prevent water damage from worsening.
5. File an Insurance Claim
If wind damage is extensive, contact your homeowner’s insurance provider to start the claim process. Many policies cover wind-related roof damage, but documentation is key.
How to File an Insurance Claim for Roof Wind Damage
Filing a claim for roof wind damage can seem overwhelming, but following these steps ensures a smooth process:
- Review Your Policy – Understand your coverage, deductibles, and any exclusions related to wind damage.
- Document the Damage – Take before-and-after photos if possible. Video evidence is also useful.
- Get a Professional Inspection – A certified roofing contractor like Litespeed Construction can provide a detailed damage report.
- Contact Your Insurance Company – Submit your claim promptly to avoid delays.
- Meet with an Adjuster – The insurance company will send an adjuster to assess the damage. Having a contractor present can help ensure a fair evaluation.
- Approve Repairs – Once your claim is approved, hire a trusted roofing contractor to perform the repairs.
Pros and Cons of Repairing Wind-Damaged Roofs
| Pros | Cons |
|---|---|
| Prevents leaks and water damage | Can be costly if insurance doesn’t cover repairs |
| Extends the roof’s lifespan | Some policies have high deductibles |
| Improves home value and curb appeal | Poor repairs may lead to recurring issues |
| Helps maintain energy efficiency | Insurance claims can take time to process |
FAQs about Roof Wind Damage
Yes, but it depends on the roof’s age and material. Older roofs may lose shingles at this speed.
Check your policy. Most homeowners’ insurance plans cover wind damage, but deductibles and exclusions may apply.
Inspect for visible damage, take photos, and call a professional roofer for an assessment.
Yes, wind can lift shingles and compromise the seal, allowing water infiltration.
At least twice a year and after major storms.
It depends, but delays can lead to severe water damage within weeks.
Roof Wind Damage Summary
Identifying roof wind damage early is crucial for protecting your home from costly repairs. If you suspect wind damage, act fast—contact Litespeed Construction, Asheville’s trusted roofing experts, for a professional inspection and repairs.
🚀 Need a Roof Inspection? Call Litespeed Construction Today! 🚀
